PRIVATE FINANCIAL OS

Your money, on every device.

Sign in to open your private financial account.

Every username has a separate private vault. Your data appears anywhere you sign in with that account.

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Financial OS
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Today's Cash Net ยท Allocations Separate
$0.00
Start logging to see your money flow
Earned
$0.00
Spent
$0.00
Month Net ยท Allocations Separate
$0.00
Cash Savings
0%
Last Actual
โ€”
Expected + IOUs
โ€”
Smart Insight
๐Ÿ’ก
Add transactions to unlock personalized money insights.
Today's Breakdown
RecentAll โ†’
Browse by Date
Period Summary
Dues & IOUs+ Add
Business & money sent

Transfers

Track money moved from accumulated funds separately from spending, including its destination and purpose.

Cash โ†” Bank History

Internal moves onlyโ€”combined cash remains unchanged.

Business intelligence

Transfer Summary

Understand how much went to every business, purpose, destination, and funding account.

Business operations

Business

Indian business capital, returns, salaries, and monthly plans in one focused workspace.

๐Ÿ‡ฎ๐Ÿ‡ณ INR
All businessesPerformance at a glance
Business books use INR and remain separate from personal USD income, spending, goals, transfers, and bank/wallet totals.
Spending Targets
All-Time Cash Net ยท Allocations Separate
$0.00
0 days ยท 0 transactions
๐Ÿ“ฒ Install MyFinancials
Add it to your phone so it opens full-screen from one home-screen tap.
Use your browser menu if an install prompt is not shown.
๐Ÿ” Your Account
Your financial data belongs only to this account and opens automatically on any browser where you sign in.
Signed in as โ€”
โœ“ Data Accuracy Check
Automatically checks totals, linked IOUs, payment histories, transfers, investment ledgers, IDs, and account moves.
๐Ÿ“ฆ Your Data
Saved privately under the username shown above. Other accounts cannot see or change it.
โ˜๏ธ Backup & Restore
Export JSON โ†’ save to Google Drive / iCloud โ†’ import anytime to restore on any device.
๐Ÿ“Š Export CSV
Open in Google Sheets, Excel, or Numbers.
โš  Danger Zone
Export a backup first. Cannot be undone.
Activity History
๏ผ‹ Log Income
Track the earned total, exactly where received cash went, and who owes any remaining amount. Zero received is valid.
Bank + wallet must describe what you actually received. Any remainder becomes an IOU.
๏ผ Log Expense
Track where every dollar goes.
โœ๏ธ Edit Transaction
Make every necessary change below, then save once.
Bank + wallet must describe what was received. Any remainder stays linked to IOUs.
This income already has IOU payment history. Its original amount and received allocation are locked so past payments remain accurate; you can still change category, note, and date.
๐ŸŽฏ Add Goal / Bill
Rent, pay a friend, car, insurance โ€” anything with a target amount.
๐Ÿ’ณ Mark Payment
💰 Move from available Bank/Wallet?
Updates available cash, but never counts as spending
Available balance before payment
$
This changes available cash only. Goal allocation stays separate from expenses and cash net.
โ–ฆ Set Spending Target
Monthly limit per category. Spending transactions in the same category automatically count toward this target.
๐ŸŒ Record Transfer
Use the destination currency for the split and the exact USD amount moved from your bank or wallet, including fees. Transfers stay separate from spending.
This updates expected bank/wallet once as a transfer allocation. It never counts as spending.
Allocation lines must total the amount sent.
๐Ÿฆ Move Cash โ†” Bank
This is not income or spending. It only moves existing money between wallet/cash and bank, so your combined total stays unchanged.
โ—ˆ Add Business
Create an Indian business profile. All business figures are recorded in INR.
Informational INR value only; personal balances never change.
โ†— Record Investment
Business ledger entry in INR. It never counts as personal spending or income.
๐Ÿ“… Add Business Plan
Schedule a salary, investment, or expected earning in INR.
0
๐Ÿ’ฐ Log Balances
Record your current wallet and bank amounts. Every entry is saved with time and date.
๐Ÿ‘œ Wallet / Cash on hand ($)
๐Ÿฆ Bank Account ($)
Note (optional)
๐Ÿ” Monthly Recurring
Your fixed monthly bills. Toggle on, set amount + due day. Tap Apply to auto-create goals this month.
+ Add Custom Recurring Bill
๐Ÿค Add Due / IOU
Track money owed to you or that you owe someone.
Record IOU Payment
Choose where the money moved so should-wallet and should-bank stay clear.
The payment will update the selected IOU.