PRIVATE FINANCIAL OS

Your money, on every device.

Sign in to open your private financial account.

Every username has a separate private vault. Your data appears anywhere you sign in with that account.

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Financial OS
πŸ””
Today's Cash Net Β· Goals Separate
$0.00
Start logging to see your money flow
Earned
$0.00
Spent
$0.00
Month Net Β· Goals Separate
$0.00
Cash Savings
0%
Last Actual
β€”
Expected + IOUs
β€”
Smart Insight
πŸ’‘
Add transactions to unlock personalized money insights.
Today's Breakdown
RecentAll β†’
Browse by Date
Period Summary
Dues & IOUs+ Add
Business & money sent

Transfers

Record the destination currency, the exact USD account debit, and what every transfer was used for.

Cash ↔ Bank History

Internal moves onlyβ€”combined cash remains unchanged.

Business intelligence

Transfer Summary

Understand how much went to every business, purpose, destination, and funding account.

Spending Targets
All-Time Cash Net Β· Goals Separate
$0.00
0 days Β· 0 transactions
πŸ“² Install MyFinancials
Add it to your phone so it opens full-screen from one home-screen tap.
Use your browser menu if an install prompt is not shown.
πŸ” Your Account
Your financial data belongs only to this account and opens automatically on any browser where you sign in.
Signed in as β€”
βœ“ Data Accuracy Check
Automatically checks totals, linked IOUs, payment histories, transfers, IDs, and account moves.
πŸ“¦ Your Data
Saved privately under the username shown above. Other accounts cannot see or change it.
☁️ Backup & Restore
Export JSON β†’ save to Google Drive / iCloud β†’ import anytime to restore on any device.
πŸ“Š Export CSV
Open in Google Sheets, Excel, or Numbers.
⚠ Danger Zone
Export a backup first. Cannot be undone.
Activity History
οΌ‹ Log Income
Track the earned total, exactly where received cash went, and who owes any remaining amount. Zero received is valid.
Bank + wallet must describe what you actually received. Any remainder becomes an IOU.
－ Log Expense
Track where every dollar goes.
✏️ Edit Transaction
Make every necessary change below, then save once.
Bank + wallet must describe what was received. Any remainder stays linked to IOUs.
This income already has IOU payment history. Its original amount and received allocation are locked so past payments remain accurate; you can still change category, note, and date.
🎯 Add Goal / Bill
Rent, pay a friend, car, insurance β€” anything with a target amount.
πŸ’³ Mark Payment
💰 Move from available Bank/Wallet?
Updates available cash, but never counts as spending
Available balance before payment
$
This changes available cash only. Goal allocation stays separate from expenses and cash net.
β–¦ Set Spending Target
Monthly limit per category. Spending transactions in the same category automatically count toward this target.
🌍 Record Transfer
Use the destination currency for the split and the exact USD amount removed from your bank or wallet, including fees.
This USD value becomes one linked expense and updates expected cash exactly once.
Allocation lines must total the amount sent.
🏦 Move Cash ↔ Bank
This is not income or spending. It only moves existing money between wallet/cash and bank, so your combined total stays unchanged.
0
πŸ’° Log Balances
Record your current wallet and bank amounts. Every entry is saved with time and date.
πŸ‘œ Wallet / Cash on hand ($)
🏦 Bank Account ($)
Note (optional)
πŸ” Monthly Recurring
Your fixed monthly bills. Toggle on, set amount + due day. Tap Apply to auto-create goals this month.
+ Add Custom Recurring Bill
🀝 Add Due / IOU
Track money owed to you or that you owe someone.
Record IOU Payment
Choose where the money moved so should-wallet and should-bank stay clear.
The payment will update the selected IOU.